Is It Possible To Put Nothing Down?

Is It Possible To Put Nothing Down?

Making dreams come true with zero down mortgages We don’t think that saving for a down payment should be the reason you put your dreams on hold. We can help you buy your dream home with a zero-down mortgage loan. You’ll not only be able to afford a home sooner, but...
What Is Private Mortgage Insurance?

What Is Private Mortgage Insurance?

Private Mortgage Insurance Helps You Get The Loan Private Mortgage Insurance, also known as PMI, is a supplemental insurance policy you may be required to obtain in order to get a mortgage loan. PMI is provided by private (non-government) companies and is usually...
Mortgage Saving Tips – How To Reduce Your Mortgage Faster

Mortgage Saving Tips – How To Reduce Your Mortgage Faster

One Additional Mortgage Payment a Year There’s a simple trick to significantly reduce the length of your mortgage and save you thousands of dollars. The trick is to make one extra mortgage payment a year and apply that payment toward your loan’s...
Closing Costs – How Does It Work?

Closing Costs – How Does It Work?

There are certain standard costs related to closing the sale of a home. Sellers and buyers usually share these closing costs, as specified in the real estate sales contract. As indicated below, many of the buyer’s costs are related to the costs of originating...
Understanding Your Debt To Income Ratio

Understanding Your Debt To Income Ratio

Your debt to income ratio is simply a way of determining how much money is available for your monthly mortgage payment after all your other recurring debt obligations are met. Debt limit There is generally a debt limit associated with each type of loan, such as a...